"Digital Cost Wallet" means an application on your desktop or mobile machine, equivalent to mobile phone, pill or laptop, that stores your cost information for facilitating on-line or contactless payments. You can retailer cost information in a digital wallet together with however not restricted to credit, debit, prepaid or loyalty card numbers.

"Direct Pay" means the online payment for the purchase of Draw-Based mostly Lottery Games Performed Online (topic to system availability), executed via the Fee Method of the Player with out the need to fund the Player Account, relatively than by means of using Unutilized Funds and/or Bonus Funds.

"Direct Pay Subscription Terms" means the phrases and situations applicable to a subscription for tickets for a Draw-Based mostly Lottery Game Played On-line made by means of Direct Pay in accordance with Part 5.

"Dormant Account" means a Participant Account that is described in Section 10.2 but does not embrace the Participant Account of an individual registered for My PlayBreak;

"Downtime" has the meaning specified in Section 15.2;

"Draw-Based mostly Lottery Sport Played Online" means any of the video games made accessible through OLG.ca every now and then that: (i) constitutes a "lottery scheme" for purposes of the Criminal Code (Canada), (ii) requires the Participant to select a set of numbers or other play components (whether chosen by the Participant and/or randomly generated), and (iii) has its final result or consequence being decided by a draw, however does not embrace any Pay-to-Play Game or any Play-for-Free Recreation.

"Error" has the meaning specified in Section 15.1;

"Error Funds" has the that means specified in Section 15.1;

"Event" has the that means specified in the relevant Pay-To-Play Game Rules;

"Excluded Particular person" means an individual who just isn't permitted to register an account with OLG.ca or, if the person already has a Participant Account, to maintain that Player Account in an activated state, together with:

1. a person who doesn't satisfy all the eligibility standards which are described in Part 4.1 of this Agreement;

2. an individual who has been excluded from OLG.ca by courtroom order or any relevant regulation or regulation or any rule or coverage enacted pursuant thereto, together with the AGCO Requirements;

3. a person who is prohibited from accessing a gaming site or playing lottery schemes underneath Standard 3.01 or Customary 3.01.1 of the AGCO iGaming Requirements, or some other related provision of the AGCO iGaming Standards or AGCO Standards, sometimes;

4. an individual who has registered for self-exclusion from a On line casino (as defined in the AGCO Gaming Standards) beneath My PlayBreak, throughout their My PlayBreak time period (see the Responsible Playing and My PlayBreak Coverage for further data);

5. a person registered for My PlayBreak;

6. an individual who's an employee of OLG or who, by contract or one other association with OLG, is prohibited from registering an account with OLG.ca; and

7. a person who is an employee of an "iGaming vendor" or "an iGaming entity" (as such terms are outlined in the OLG Guidelines Respecting iGaming Lottery Games as amended or replaced on occasion).


"FINTRAC" means the Financial Transactions and Studies Evaluation Centre of Canada and the successors thereof;

"Future Recreation Transaction" has the which means specified in Part 5.3;

"Video games" means, collectively, Draw-Based mostly Lottery Video games Performed Online, Pay-to-Play Video games and Play-for-Free Video games;

"iGaming System" means the system that's used by OLG for the purpose of registering and administering Participant Accounts, facilitating the playing of Games by Players, and paying prizes;

"Intending Player" means a person described in Part 4.1;

"Stay Stream" or "Live Streaming" means the true-time or close to real-time audio-visible stream of a specific sporting match, sport, competition, tournament or particular occasion which a Player can access by meeting the eligibility requirements set out in Section 4.5;

"Login Credentials" means a singular combination of identifiers created by a Participant that's used by a Player to identify themselves to the iGaming System each time the Participant wants to entry their Player Account consisting of, at a minimum, a username (together with the e-mail tackle associated with such Participant Account) and a password.

"Lottery Sport Guidelines" means any terms, conditions, explanations, rules and procedures, including the prize construction, issued by OLG or the Interprovincial Lottery Corporation every now and then (along with this Settlement) which apply to a Draw-Primarily based Lottery Game Played Online and that are designated by OLG as Lottery Game Guidelines. Subject to Part 3, the Lottery Sport Rules are incorporated into and kind part of this Settlement;

"Cellular Purposes" means any utility developed by or on behalf of OLG that Prospective Gamers and Players can set up on their mobile gadget, comparable to cell phone or pill, and via which select Video games are made obtainable to eligible Players every so often;

"Multi-Issue Authentication" has the that means specified in Part 4.4.

"My PlayBreak" has the that means specified within the Responsible Playing and My PlayBreak Policy;

"OLG" means Ontario Lottery and Gaming Company and the successors thereof;

"OLG.ca" means OLG's websites and Cell Applications by which select Video games are made available to eligible Players once in a while;

"OLG Web Gaming Privacy and Cookie Coverage" means the OLG.ca cookie and privacy coverage, as amended or changed by OLG now and again. Topic to Part 3, the OLG Web Gaming Privateness and Cookie Policy is integrated into and kinds a part of this Agreement;

"OLG IP Rights" has the that means specified in Section 14.3;

"Payment Method" means the payment choices that OLG accepts for funding Player Accounts or making purchases utilizing Direct Pay, that are listed inside the Deposit and Direct Pay pages, and as up to date infrequently in OLG’s sole discretion, that will include however will not be restricted to such options as credit score cards, debit cards, e-transfers and the use of a Digital Payment Wallet.

"Pay-to-Play Game" means any of the games or merchandise made accessible by OLG.ca occasionally that: (i) constitutes a "lottery scheme" for purposes of the Criminal Code (Canada), (ii) requires the Participant to put a wager or make a wager as a situation to getting into the game, and (iii) affords the Player an opportunity to win a Prize but doesn't embrace any Draw-Primarily based Lottery Recreation Performed Online or any Play-for-Free Game. Examples of Pay-to-Play Video games include Sports activities Betting Games Played On-line and on line casino style games comparable to roulette and slots;

"Pay-to-Play Game Rules" means the terms, situations, explanations, rules and procedures (for example, how a Prize is won, the value and odds of winning Prizes for a person Pay-to-Play Recreation, the Prize tiers inside a Pay-to-Play Recreation) issued by OLG on occasion (along with this Settlement) which apply to a selected Pay-to-Play Recreation and that are designated by OLG as Pay-to-Play Recreation Guidelines. Subject to Section 3, the Pay-to-Play Recreation Rules are included into and type a part of this Agreement;

"Player" means a person (for certainty, other than an individual who is or becomes an Excluded Individual) who has successfully registered a Participant Account that has not been Suspended, Deactivated, or Closed;

"Player Account" means a Player's account of notional funds corresponding to Canadian dollars that is maintained on the iGaming System, and in addition contains the Participant's registration information, deposit and withdrawal transaction history, and recreation-play information that the Player can entry through OLG.ca infrequently;

"Player Contact Information" means a Player's contact information that's associated with a Player Account and stored within the iGaming System at the relevant time together with, for example, the Participant's identify, e-mail deal with, mailing address and phone quantity;

"Player-Initiated Transaction" has the meaning specified in Section 10.1;

"Play-for-Free Game" means any of the free video games made out there by way of OLG.ca now and again that comprise some the features of a "lottery scheme" for functions of the Criminal Code (Canada) however don't afford a chance to win a Prize or require any cost to play;

"Player Support" means OLG.ca's buyer help companies, which could be contacted in accordance with Part 18.1;

"Prize" means a prize received by a Player from a Game in accordance with the applicable Lottery Game Guidelines or Pay-to-Play Game Rules;

"Prospective Player" means any individual who visits OLG.ca however is not a Player;

"Accountable Playing and My PlayBreak Coverage" means the OLG accountable gambling policy relating specifically to OLG.ca, as amended or replaced by OLG now and again. Subject to Part 3, the Responsible Gambling and My PlayBreak Policy is integrated into and kinds part of this Settlement;

"Sports Betting Video games Performed Online" means Pay-to-Play Video games made obtainable by way of OLG’s online sports betting platform.

"Suspended Account" has the which means specified in Part 12.1;

"Suspend" or "Suspension" implies that a Participant Account has been set to a Suspended Account as described in Section 12.1;

"Time-based One-time Password" has the which means specified in Part 4.4.

"Unutilized Funds" means any notional funds corresponding to Canadian dollars which might be credited to a Player Account, including Prizes however excluding Bonus Funds, that have not been used by the Player.

3 Further Documents COMPRISING A part of THIS Settlement

This Settlement incorporates by reference the phrases, circumstances, policies, statements and explanations of different documents, including:

1. the applicable Lottery Game Rules and Pay-to-Play Game Guidelines;

2. any applicable website user agreement;

3. any relevant cell utility user agreement;

4. the Accountable Gambling and My PlayBreak Coverage;

5. the Direct Pay Subscription Terms;

6. the relevant Bonus Funds Phrases; and

7. OLG Internet Gaming Privacy and Cookie Coverage.

Within the occasion of any battle or inconsistency between any provision of this Agreement and between any of such different terms, circumstances, policies, statements and explanations, the order of precedence shall be in descending order of clauses i.to vii. above, besides that this Settlement shall rank under the applicable Lottery Sport Guidelines and Pay-to-Play Recreation Guidelines referenced in clause i. and above the terms, situations, policies, statements and explanations referenced in clauses ii. to vi.

4 REGISTRATION OF A Player ACCOUNT

4.1 ELIGIBILITY TO REGISTER A Player ACCOUNT

Solely Gamers are allowed to play Draw Based Lottery Games Played On-line, Pay-to-Play Video games by OLG.ca. An individual who desires to change into a Player (an "Intending Player") must satisfy the next standards, as determined by OLG in its sole discretion:

1. the Intending Participant should not already be a Player. A Participant is barely entitled to have one Participant Account. Only Players who're not less than 19 years of age will be capable of play Pay-to-Play Games, Play-for-Free Video games. The registration or attempted registration of more than one Participant Account will represent a material breach of this Settlement;

2. the Intending Player have to be at the very least 18 years of age. All Gamers who are at the least 18 years of age are eligible to play Draw-Based mostly Lottery Video games Performed On-line;

3. the Intending Player must reside in Ontario;

4. the Intending Participant must be bodily situated within the Province of Ontario each time the Participant performs any of the Games (including when signing up for Future Recreation Transactions);

5. the Intending Participant should not be an Excluded Particular person;

6. the Intending Player should be a person who's appearing on their own behalf.
8. in the case of Sports activities Betting Video games Played Online, the Intending Participant must adjust to the provisions of paragraphs 5(a), (b), (c) and (d) of Section 14.5 every time the Intending Player performs any of the Games.

An Intending Participant who does not satisfy all the foregoing standards isn't eligible to register an account with OLG.ca or to turn into a Participant. The Intending Participant must not be appearing for or on behalf of anyone aside from themselves, whether or not as an agent or in any other case; and

7. the Intending Player should submit true, full and accurate information when offering registration data. OLG, in its sole discretion, might require further info or documentation from an Intending Participant or Participant prior to completing the registration of a Player Account or at any time thereafter, including for the purposes of confirming a Participant's identity or other Player Contact Information and so as to analyze another suspected breaches of this Agreement (including any suspected fraudulent or dishonest exercise). A failure of the Intending Participant to satisfy any of the foregoing will constitute a fabric breach of this Agreement.

OLG will disclose an Intending Participant's registration information and extra data or documentation provided for the purposes of authenticating the Intending Player’s registration information to third-get together service suppliers for such purposes and to otherwise verify that an Intending Player has glad the foregoing criteria and is eligible to register a Participant Account. As well as, OLG could equally disclose information in respect of a Player to third-parties sometimes for the needs of (i) confirming the Player's continued eligibility to take care of a Participant Account, (ii) investigating any suspected breaches of this Settlement (including any suspected fraudulent or dishonest activity), and (iii) exercising any of OLG's other rights described in this Agreement or in any of the other documents included in this Agreement by reference pursuant to Part 3.

By offering any info or documentation to OLG, the Intending Participant (or the Player, because the case may be) consents to the collection, use, storage, and disclosure of such info by OLG for any and all of the purposes contemplated in this Settlement or in any of the other paperwork integrated on this Agreement by reference pursuant to Part 3. Please see the OLG Internet Gaming Privateness and Cookie Policy for additional data regarding the collection, use, disclosure and storage of personal info by OLG.

4.2 Participant ACCOUNT Information

Info that's submitted by an Intending Participant who's registering an account with OLG.ca should be true, correct and full at the time it is offered to OLG and such info must stay true, correct and complete following the registration of a Player Account. If any of such registration info adjustments following the registration of a Player Account, it's the Participant's sole accountability to make sure that the Participant stays entitled to have a Participant Account pursuant to the phrases of this Agreement and, if vital, to update the Player's data in the Player Account by going to the "My Account" or "Account Information" web page.

OLG could, on occasion, disclose a Player's registration information to third-party service providers for the needs of confirming that the Player's registration data remains true and accurate. As well as, OLG might, at any time in its sole discretion, request further data and documentation from a Participant and may disclose such additional information and documentation to third events for this function.

You consent that OLG, and its third-occasion service providers, can gather, use, store and disclose private information as defined within the OLG Privateness and Cookie Policy. You consent that this info can be used, stored, retained, and disclosed exterior of the Province of Ontario and Canada. This consent enables the next providers to be supplied: (i) verification of id; (ii) cost processing; (iii) location verification; (iv) analytics; (v) customer relationship administration and player help; (vi) electronic mail providers; and (vii) technical assist.

The failure of a Player to replace their Participant Account data in a timely method will constitute a material breach of this Agreement by the Player. Following the registration of a Player Account, if OLG discovers that any of the registration information related to a Player Account which is then on file in the iGaming System is just not true or is no longer correct or full (including, for example, as a result of a Participant's circumstances have changed and the Player did not update their data that's related to the Player Account), OLG might take all steps in relation to the Player or the Participant Account that OLG determines, in its sole discretion, to be appropriate. For example, these steps could embody Suspending, or Deactivating the Participant Account, investigating any safety points and, in the case of suspected or actual id theft or fraud, disclosing all related data to the suitable law enforcement authorities and different third parties that OLG determines to be applicable (for example, the AGCO, OLG's payment processors, and bank card issuers and manufacturers).

4.Three REQUIRED DOCUMENTATION

OLG might require a Participant to provide extra data and documentation if OLG, in its sole discretion, determines that the additional data or documentation is needed to adjust to applicable legal guidelines or regulatory requirements, or if OLG considers the collection of such information or documentation to be needed or advisable in order to prevent fraud or different unlawful exercise (whether or not suspected or actual) or to in any other case address a suspected or precise breach of the phrases and circumstances of this Agreement, or to verify a Player's identification or entitlement to obtain or withdraw Unutilized Funds. With out limiting the generality of the foregoing, a Participant can be required to provide to OLG such information and documentation as OLG might determine that it requires in order to comply with its FINTRAC reporting obligations. By providing such extra info or documentation to OLG, the Player will be deemed to represent and warrant to OLG that such info is true and accurate or that such documentation is a real, accurate and full copy of the original.

4.Four Accessing a player account

When registering for a Player Account, an Intending Participant will probably be required to create Login Credentials. A Participant just isn't permitted to disclose the Login Credentials to any other individual (including, without limitation, other Gamers, Potential Gamers, family members, or minors), and only the Participant is permitted to use the Login Credentials to log into the relevant Participant Account. Following the registration of a Player Account, the Player is solely chargeable for maintaining the safety and secrecy of the Player's Login Credentials, including associated security or verification questions and answers. Without limiting the generality of the foregoing, a Player just isn't permitted to use their Login Credentials or System Biometric Authentication for the purpose of giving another individual entry to the Participant's Player Account for any motive. All transactions (for example, changes to registration data and Player Contact Information, deposits, withdrawals, Sport play and lottery ticket purchases) made through a Participant Account following the correct entry or utility of valid Login Credentials (together with whereas Device Biometric Authentication is enabled) can be deemed to have been made by the Participant, and the Participant will be solely answerable for all such transactions.

If a Participant intentionally or unintentionally discloses their Login Credentials to anyone else, or if the Player suspects that someone else might have found the Player's Login Credentials (whether or not such other particular person has used or attempted to make use of the Participant's Login Credentials), the Participant must instantly change their password on OLG.ca and notify Participant Assist regarding the compromise or potential compromise of the original Login Credentials.

A Player can change the password related to their Login Credentials at any time by going to the "My Account" or "Account Information" web page.

A Player has the option to enable (by way of their Player Account) Machine Biometric Authentication to entry their Player Account.

The Player is accountable for the care and control of any machine they use to entry OLG.ca, store System Biometric Knowledge or allow Device Biometric Authentication. The Participant acknowledges that after Machine Biometric Authentication is enabled through their Participant Account, any Biometric Data saved within the device used to allow the function can be used to entry the Player’s Player Account. Each time a Player makes use of Gadget Biometric Authentication to entry their Player Account, they will be deemed to characterize and warrant to OLG that their own and no other individual’s System Biometric Data has been used as part of Device Biometric Authentication. OLG doesn't access nor retailer System Biometric Information.

OLG shall not be liable for any direct or oblique damages arising out of or related to the Player’s use of, inability to use, or enabling of System Biometric Authentication. OLG reserves the right to disable Machine Biometric Authentication at any time with out notice.

A Participant has the option of enabling Multi-Factor Authentication as an additional verification issue to entry their Player Account along with using a Player’s Login Credentials. "Multi-Factor Authentication" is an authentication method that requires the Participant to enter a Time-primarily based One-time Password supplied by that third-occasion application along with their Login Credentials, to verify the Player’s identification after they try to sign-in to their Participant Account. A "Time-based mostly One-time Password" is a temporary password generated by a third-party software that can solely be used as soon as and within a certain period of time before it turns into invalid, at which point the Player will likely be required to enter a newly generated Time-based One-time Password.

A Participant might download any third-social gathering authenticator software to their mobile system or desktop from Google Play or Apple’s App retailer, together with however not limited to Google Authenticator, Duo Cellular or Microsoft Authenticator. By selecting to obtain, entry or use a 3rd-get together software, the Participant accepts and agrees that there may be extra phrases and situations governing this utility and it's the Player’s accountability to determine whether to accept and comply with such third-celebration phrases and circumstances. OLG shall not be liable for any direct or indirect damages ensuing from the obtain, entry or use of the third-celebration application chosen by the Participant in accordance with Part 14.1 and 14.2 of this Settlement.

4.5 Participant ACCOUNTS

A Player can entry the main points of their Player Account by way of the OLG.ca web site by going to the "My Account" or "Account Information" page together with, for example, to see the next information:

1. the Player's registration data, together with Player Contact Data;

2. the Player's Login Credentials, in addition to related security questions and answers;

3. the current notional balance of the Player Account;

4. the financial transaction historical past associated with the Participant Account; and

5. the game-play historical past related to the Participant Account.


If a Player discovers any inaccuracy or error in the data that is contained of their Participant Account, or if the Player suspects that such an inaccuracy or error may exist, regardless of who is answerable for the inaccuracy or error, the Participant is required to instantly contact Player Help.

OLG.ca is a lottery and gaming webpage meant for private entertainment. A Player may only use their Player Account for these functions. A Participant might only use their Player Account for private functions. A Player will not be permitted to make use of OLG.ca or any component thereof (together with a Participant Account) or any content material included on OLG.ca for any business, commercial or public purpose or for another function that OLG advises the Participant on occasion shouldn't be permitted. With out limiting the generality if the foregoing, a Player could not, by way of chat or in any other case, show, provide or transmit any content that's deemed by OLG to be inappropriate (together with by use of a username or nickname) or threaten bully or in any other case harass another Player.

OLG might take all steps in relation to the Player or the Participant Account that OLG determines, in its sole discretion, to be acceptable in respect of any hateful, discriminatory, sexist, violent, offensive or other inappropriate content material. Without limiting the generality of the foregoing, OLG could, in its sole discretion, require that a username or nickname be changed, take away any content deemed to OLG to be non-compliant with the foregoing and/or Suspend or Deactivate the Player Account.

A Participant Account will not be the property of the Player and cannot be assigned or transferred to or shared with any other person by the Participant for any function.

To be eligible to entry Dwell Streaming (subject to system availability) by their Player Account, a Player should, at the primary occasion and during their entry: (a) be located in Ontario; and (b) meet at the least considered one of the next requirements:

1. The entire Stability of their Participant Account have to be higher than zero (for certainty, the stability of at the very least one of the Money Stability or the Bonus Funds stability must be higher than zero);

2. The Participant has wagered by way of a Sports Betting Recreation Performed On-line within twenty-four (24) hours previous to first accessing Dwell Streaming; or

3. The Live Streaming is in respect of the particular match, game, competition or particular occasion on which the Participant has wagered by means of a Sports activities Betting Recreation Played On-line inside 336 hours (roughly 14 calendar days) prior to first accessing Stay Streaming.


For certainty, a Player will lose any access they must Live Streaming upon failing to satisfy the foregoing eligibility requirements.

5 Playing By way of SUBSCRIPTION FOR FUTURE Draws

5.1 Payment Choices FOR SUBSCRIPTIONS

Gamers might play sure Draw-Based Lottery Games Played On-line by means of subscription provided a participant has Unutilized Funds (or, subject to the related Bonus Fund Phrases, Bonus Funds) in their Participant Account, or by Direct Pay (subject to system availability) in accordance with the Direct Pay Subscription Phrases, and otherwise complies with the terms of this Section 5 and the OLG Guidelines Respecting iGaming Lottery Games.

5.2 SUBSCRIPTION Options:

1. OLG affords two varieties of subscription choices, as follows: the "consecutive draw" possibility, which gives a Player the choice to mechanically buy a ticket for a chosen variety of consecutive draws in a Draw-Primarily based Lottery Recreation Played Online in accordance with the OLG Guidelines Respecting iGaming Lottery Games. The variety of consecutive attracts accessible varies from a minimal of two to the maximum number introduced to the Player on OLG.ca; and

2. the "never miss a draw" choice, which offers a Player with the option to routinely purchase a ticket for an indefinite number of attracts in a Draw-Based mostly Lottery Sport Played Online in accordance with the OLG Guidelines Respecting iGaming Lottery Games.

5.Three FUTURE Game TRANSACTIONS

A ticket buy transaction by a Participant by the use of subscription in accordance with this Part 5.3 is referred to as a "Future Recreation Transaction".

A Player who engages in, or makes an attempt to engage in, Future Recreation Transactions is solely responsible for regularly making certain that:

1. their Participant Account accommodates sufficient Unutilized Funds (or Bonus Funds, if relevant) or that their permitted Direct Pay fee card is legitimate, operational and authorized by the issuing financial establishment to process transactions ("Funded"), for such Future Sport Transaction; and

2. that the Player has accomplished the longer term Recreation Transactions with ample time (as decided by OLG) to permit OLG to process and document such transaction.


With out limiting the generality of the foregoing, such Player should, along with complying with all of the opposite terms and conditions of this Agreement which are then in impact:

1. make sure that they've a sound ticket for the relevant draw as evidenced by the acquisition confirmation displayed within their Player Account; and

2. make sure the existence, completeness, and accuracy of the knowledge displayed within their Participant Account (together with, with out limitation all purchase confirmations);


all before such draw is held.

OLG doesn't undertake any obligation or accountability for notifying a Player:

1. if they do not have a "valid ticket" (as such time period is outlined within the OLG Guidelines Respecting iGaming Lottery Games) for any specific draw or attracts; or

2. in the event that they do or might have inadequate Unutilized Funds (or Bonus Funds, if relevant) obtainable or if their permitted Direct Pay cost card is not Funded, to play a specific Recreation previous to rejecting the relevant transaction


offered that the foregoing won't prohibit OLG's means to so notify a Player.

6 DEPOSITS INTO Player ACCOUNT AND DIRECT PAY

6.1 FUNDING A Player ACCOUNT AND DIRECT PAY

In order to play Video games (other than Play-for-Free Video games) on OLG.ca, a Player is required to have a constructive notional balance of funds of their Player Account. However the foregoing, a Participant might buy tickets for Draw-Primarily based Lottery Video games Played Online via Direct Pay on OLG.ca (topic to system availability). OLG is not going to lengthen credit score to Players.

If, at the time that a wager, wager, or buy is to be made in respect of a Game, a Player Account does not have adequate funds available or a permitted Direct Pay cost card is not Funded, then the wager, wager or purchase will not be made and the Player’s entry into the sport might be rejected. A Participant is solely liable for making certain that their Participant Account incorporates enough funds or their permitted Direct Pay cost card is Funded, as relevant, for a Sport (including any Future Sport Transaction). OLG does not undertake any obligation or accountability for notifying a Participant if they do or may have insufficient funds out there or if their permitted Direct Pay fee card is or isn't funded, to play a particular Game (together with any Future Recreation Transaction) prior to rejecting the related transaction (provided that the foregoing is not going to prohibit OLG’s capability to so notify a Participant).

In addition, subject to sure exceptions, any monetary Prizes from Video games which can be played through OLG.ca, including those Draw-Primarily based Lottery Games Played Online funded via Direct Pay, will be loaded to the Participant Account by way of a credit to the notional stability of such Player Account. The withdrawal of funds representing such Prizes from a Participant Account might be subject to the phrases and circumstances of this Settlement. Directions for claiming non-monetary Prizes will probably be supplied to Players by OLG every so often.

6.2 Means of DEPOSITING FUNDS AND Utilizing DIRECT PAY

A Player might, using Canadian dollars solely: (i) fund their Player Account by depositing funds with OLG; or (ii) complete a purchase order for Draw-Based Lottery Video games Played On-line utilizing Direct Pay, by the use of an accepted Cost Technique. INTERAC e-Transfer® payments are not permitted for use in a purchase for Draw based mostly Lottery Video games Performed Online utilizing Direct Pay.

A list of all presently accepted Cost Strategies may be discovered within the Deposit and Direct Pay pages. No other Fee Strategies are permitted.

OLG reserves the best to change, add, or take away accepted Fee Strategies, and the phrases and conditions relevant to accepted Payment Methods, topic to notice, if applicable. Gamers are solely answerable for reviewing accepted Fee Methods earlier than initiating any transaction with OLG.

Gamers ought to remember that some credit card issuers may deal with the funding of a Participant Account as a money advance and cost a payment for each such credit card transaction. Any cash advance payment or different fees regarding using a Payment Methodology are the Player’s sole accountability.

Credit score playing cards or debit cards which can be accepted Cost Methods have to be issued in Canada by a Canadian financial institution or financial establishment. Players may only deposit funds utilizing a Payment Method for which the Participant is an authorized person, as outlined by the Canadian bank, financial establishment, or fee processing operator, as applicable.

OLG won't collect online banking or password data.

A Player should familiarize themselves with the terms and circumstances that govern the use of their chosen Cost Methodology previous to utilizing it to fund a Participant Account or for Direct Pay together with, however not limited to any money advance fees or different fees related to the use of the Payment Method.

OLG or its fee processing service suppliers may store Payment Methodology or card info on servers located outdoors of Ontario, but within Canada. In addition, OLG and its payment processing service providers might use and disclose aggregated transaction data for varied analytical purposes relating to their respective businesses (but not regarding a selected or identifiable Player). By using an accepted Payment Methodology to fund a Player Account or for Direct Pay, the Player expressly consents to OLG or its cost processing service providers, or each, storing such transaction information located on servers situated outside of Ontario, but within Canada and utilizing and disclosing aggregated transaction data for the purposes described on this paragraph.

The merchant associated with any deposit transaction can be "Ontario Lottery and Gaming Corporation".

Each time a Participant uses an accepted Fee Method to make a deposit with OLG for functions of funding the notional steadiness of a Player Account or for Direct Pay, they will be deemed to represent and warrant to OLG that the Player has all needed rights and authority to make use of such bank card, debit card or the funds within the related bank account for such purposes, including in circumstances during which the credit card, debit card or checking account is jointly held with one or more other individuals or is held by a person apart from the Player.

OLG, or its payment processing service suppliers, will hold a Player's monies which might be deposited with OLG for functions of funding the notional steadiness of a Participant Account in a checking account or escrow account as trustee for the Player (not as banker or debtor). Notwithstanding something to the contrary contained in this Agreement, OLG will deal with a Participant's cash that has been deposited with OLG as a trustee, and nothing contained herein shall create or give rise to any obligation on the part of OLG to repay any money to the Participant because the Participant's debtor. For the avoidance of doubt, a Player Account isn't a checking account and, subsequently, is not insured, assured, sponsored, or otherwise protected by any deposit or banking insurance system. Funds deposited with OLG for purposes of funding the notional steadiness of a Participant Account, and financial Prizes which are credited to a Participant Account, will not accrue interest for the advantage of the Player, and the Player shall not be entitled to assert any curiosity from OLG in respect of any such funds.

In the occasion that any amount turns into owing to OLG by the Player below or in accordance with the phrases of this Agreement, OLG shall have the precise to deduct such amounts from the Player's Unutilized Funds and to adjust the notional steadiness of funds in the Player Account accordingly without the requirement for any advance or further notice to be provided to the Participant by OLG.

6.Three DEPOSIT AND DIRECT PAY LIMITS AND LIMITATIONS

In addition to any deposit limits established by a Participant, OLG (in its sole discretion) could prohibit a Participant's capability to fund the notional balance of a Player Account or engage in Direct Pay, including but not restricted to by:

1. establishing minimum and most amounts of funds that may be deposited by a Player with OLG for the purpose of funding the notional balance of a Participant Account, on a transaction-by-transaction basis or throughout a number of time intervals. In addition, a selected credit card might not be registered with multiple Player Account;

3. proscribing a Participant's ability to change deposit strategies throughout specified intervals of time;

4. limiting a Participant's means to alter certain bank card data or otherwise impose situations prior to altering credit card data (for instance, requiring that the Player contact Player Support);

5. altering acceptable strategies of payment; or

6. limiting the variety of deposits that a Player can make for the purpose of funding the notional balance of a Participant Account. As of the date of this Settlement, the minimal deposit quantity for a single deposit by a Participant can't be less than $15.00 and cannot exceed $999,999.00;

2. limiting the quantity of various credit score cards that a Player can use to fund a Player Account or make a purchase utilizing Direct Pay. As of the date of this Agreement, a Participant cannot make greater than ten (10) such deposits.

Topic to the deposit limits set by OLG pursuant to this Section 6.3, a Participant has the choice to set, change or remove deposit limits for their Player Account applicable to the periods of time and in the style contemplated within the Responsible Gambling and My PlayBreak Coverage

6.Four CHARGEBACKS

A "Chargeback" happens for the needs of this Agreement when a credit score or debit cardholder contacts the bank or other monetary establishment that issued the card to provoke a refund for a fee transaction that was made using the card or the account associated with the card, and the financial institution or financial institution requests that OLG return the relevant funds.

If a Participant funds the notional steadiness of their Participant Account or completes a purchase utilizing Direct Pay and thereafter a Chargeback happens in respect of all or a part of the transaction, OLG (or any of its third-get together service providers) could take any or all of the following actions, in every case as OLG, in its sole discretion, determines to be appropriate:

1. Suspend the Participant Account pending resolution of any dispute referring to the Chargeback in accordance with Section 12.1;

2. request that the Participant contact Player Assist to explain the circumstances of the Chargeback;

3. debit the Unutilized Funds within the Participant Account with the quantity of the Chargeback. If that debit results in a detrimental balance of Unutilized Funds in the Player Account, the quantity of the detrimental balance will represent a debt owed by the Participant to OLG, and OLG reserves the appropriate to recover such amount from the Player;

4. Deactivate the Participant Account and exclude the Player from playing Video games on OLG.ca (i.e., deem the person to thereafter be an Excluded Individual); or

5. initiate a dispute resolution course of with the related bank or monetary establishment, which can include OLG providing proof relating to the deposit transaction and/or Chargeback to a fee processing service provider and/or a bank or financial institution.

7 WITHDRAWALS FROM A Player ACCOUNT

7.1 Strategies OF WITHDRAWING UNUTILIZED FUNDS

Topic to sure exceptions, withdrawals of Unutilized Funds from a Participant Account can be processed by the use of an digital bank switch (in Canadian dollars only) to a checking account that is registered by the Participant and which OLG has verified and permitted, to its satisfaction, is held by the Participant at a financial institution or different financial institution acceptable to OLG in Canada. A Player shouldn't be permitted to designate a bank account for such functions that's not held by the Player (alone or along with different persons).

The Player acknowledges and agrees that:

1. OLG would require the Player to submit documentation (by electronic upload via OLG.ca or as OLG might otherwise instruct) that, in OLG's sole dedication, evidences the Player's authority over the checking account that is to be registered.

A Player is not going to be entitled to specify some other cost methodology or foreign money of fee for a withdrawal. For instance, OLG could require a copy of a void cheque or a checking account assertion, in either case which incorporates the Participant's name, civic address and the bank account number, all of which must match the knowledge associated with the Participant Account that's saved in OLG's iGaming System;

2. by submitting such documentation to OLG, the Participant might be deemed to signify and warrant to OLG that such documentation is a true, accurate and full copy of the original; and

3. if the Participant registers a checking account that is held jointly with one or more different individuals, withdrawals of Unutilized Funds from their Participant Account might be paid into such joint account and, due to this fact, may be accessed by the other account holders. For example, a Player won't be capable to withdraw Unutilized Funds to a credit card even when the Participant used a bank card to deposit funds with OLG for functions of funding the notional stability of their Participant Account. OLG, in its sole discretion, may once in a while return Unutilized Funds to a Participant by other appropriate means.

7.2 WITHDRAWAL LIMITS AND LIMITATIONS

Topic to the terms and conditions of this Settlement, a Player could withdraw Unutilized Funds from their Player Account as much as the then-current balance of Unutilized Funds.

A Player won't be entitled to withdraw Unutilized Funds from a Participant Account through OLG.ca at any time that a Participant Account is Suspended except OLG, in its sole discretion, determines that the withdrawal (in complete or in part) might be permitted. If a Participant Account is Suspended and the Participant desires to make a withdrawal of Unutilized Funds, the Participant must contact Player Support.

OLG could once in a while specify minimum and maximum withdrawal quantities applicable to Player Accounts. As of the date of this Agreement, the minimal amount of a single withdrawal of Unutilized Funds by a Participant is $2, and there isn't a most quantity of a single withdrawal of Unutilized Funds by a Player. If a Player needs to withdraw lower than the desired minimal amount, the Participant must contact Participant Support.

OLG could sometimes limit the number of withdrawals of Unutilized Funds by a Player that a Player could make during a specified time frame. As of the date of this Settlement, a Participant is permitted to make only one withdrawal of Unutilized Funds per day.

7.Three WITHDRAWAL CANCELLATIONS

OLG could, in its discretion, refuse a withdrawal request if OLG suspects such withdrawal is made in breach of this Settlement (whether or not or not such violation is a cloth Breach). OLG will make cheap efforts to promptly notify the Player of such refusal through the Player Contact Information associated with the Player Account.

A Player might cancel their withdrawal request by way of their Player Account. Supplied such cancellation has not been processed by OLG, the relevant funds will likely be returned to the Unutilized Funds within the Participant Account.

7.4 WITHDRAWAL PROCESSING Instances

Following a Participant's request to withdraw Unutilized Funds from their Player Account and the satisfaction of all other phrases and conditions for a withdrawal (including offering any required information or documentation to OLG), in most circumstances OLG will be capable of course of the withdrawal inside three Business Days. In some circumstances, an extended period of time for processing a withdrawal may be required. OLG is not going to be required to notify the Player of any delay related to the processing of a withdrawal of Unutilized Funds or the reason for such delay until additional information or documentation is required to be offered by the Participant.

Eight BONUS FUNDS Phrases

8.1 BONUS FUNDS

From time to time, OLG might, in its sole discretion, whether for promotional purposes or in any other case, provide to add Bonus Funds into a Player Account, topic to the Participant (in their discretion) accepting the provide of the Bonus Funds. Bonus Funds have a notional financial worth only, so they aren't Unutilized Funds at the time they are awarded. A Player will not be obligated to accept Bonus Funds. A Participant shouldn't be entitled to receive Bonus Funds until OLG, in its sole discretion, determines that Bonus Funds must be offered to a particular Player. A Player can forfeit Bonus Funds at any time by contacting Player Support.

OLG can have the correct to determine the qualification standards for all promotions and awarding of Bonus Funds. The factors can be specified in the terms and circumstances that OLG determines are applicable to any specific Bonus Funds, and any use of such Bonus Funds must comply with the relevant phrases and situations relating thereto (the "Bonus Funds Terms"). All Bonus Funds Phrases shall be deemed to be incorporated by reference on this Settlement, and in the event of any inconsistency between the Bonus Funds Terms and the phrases and conditions of this Settlement, the Bonus Funds Phrases shall govern to the extent of the inconsistency.

The awarding and availability of Bonus Funds are in OLG's sole discretion. Using Bonus Funds could also be limited to specific Games and particular durations of time, and Bonus Funds could expire and be cancelled if they aren't used previous to a specified date or time. The relevant Bonus Funds Phrases must be consulted. In addition, OLG may cancel Bonus Funds which have been uploaded right into a Participant Account at any time in its sole discretion.

8.2 Using BONUS FUNDS

If a Participant who needs to play Video games (apart from Play-for-Free Games, Sports activities Betting Video games Performed On-line and Draw Primarily based Lottery Video games Played On-line) has each Bonus Funds and Unutilized Funds in their Participant Account (no matter whether or not the awarding of the Bonus Funds preceded or adopted the credit of notional funds to the stability of the Participant Account, whether or not ensuing from a deposit of funds with OLG by the Player or the profitable of a Prize by the Participant), the Unutilized Funds will likely be used first to play the eligible Video games until the entire Unutilized Funds have been utilized, following which time the Bonus Funds will be used. Winnings from wagers placed with Bonus Funds are added to the Bonus Funds balance.

If a Participant chooses to pay for Draw-Based Lottery Games Performed On-line using Direct Pay they are not permitted to use Unutilized Funds nor Bonus Funds to pay for any portion of the total buy worth; the whole buy should be made using Direct Pay. If a Participant needs to use Unutilized Funds and/or Bonus Funds in their Participant Account to pay for any portion of any buy, the Player must pay for the entirety of the acquisition with Unutilized Funds and/or Bonus Funds in accordance with this Settlement. In respect of subscriptions for Draw-Based Lottery Video games Played On-line, a Player may change the tactic of cost for Future Sport Transactions between: (i) Direct Pay, and (ii) Unutilized Funds and/or Bonus Funds of their Participant Account, in accordance with the Direct Pay Subscription Terms.

For Draw-Primarily based Lottery Video games Played On-line and Sports activities Betting Games Performed On-line, Bonus Funds might be utilized in accordance with the relevant Bonus Fund Terms. Pursuant to such phrases, a Participant could also be required and/or permitted to make use of Bonus Funds for the acquisition of Draw-Based mostly Lottery Video games Played On-line and Sports activities Betting Games Played On-line, as applicable, prior to Unutilized Funds being utilized.

The Bonus Funds Terms might contemplate that certain Bonus Funds will grow to be Unutilized Funds solely after sure wagering requirements have been happy. A Participant should evaluate the relevant Bonus Funds Phrases previous to accepting a suggestion of Bonus Funds. If a Player does not settle for the relevant Bonus Funds Phrases in their entirety, then the Participant must not settle for the related Bonus Funds or opt-out of the promotion in accordance with such Bonus Fund Phrases.

9 Promoting

9.1 PUBLISHING WINNER Data

OLG could publish the winner’s title, city/city, Prize amount, game name, "insider" standing, draw date and paid date on OLG’s web site (OLG.ca).

10 DORMANT ACCOUNTS

10.1 how a player account turns into a dormant account

A Participant Account will turn into a Dormant Account if there has not been a Player-Initiated Transaction for a period of 36-consecutive months, until the Player Account is for an individual registered for My PlayBreak. For this objective, a "Player-Initiated Transaction" means (i) a deposit of funds by the Participant for the purpose of funding the Player Account, (ii) a withdrawal of Unutilized Funds from the Player Account, or (iii) a wager, wager or buy of a Draw-Based Lottery Recreation Performed Online or a Pay-to-Play Game, including a Future Recreation Transaction that has not expired or been suspended as a consequence of insufficiency of Unutilized Funds or for every other reason. For the avoidance of doubt, participation in a Play-for-Free Sport isn't thought-about a Participant-Initiated Transaction. If a Future Game Transaction related to such a Player Account expires or is suspended or cancelled for any purpose, the foregoing 36-month period will likely be calculated beginning on the day that the final Future Sport Transaction is processed from the Participant Account, being the last Player-Initiated Transaction.

10.2 effects of a dormant account

A Player is not restricted from accessing their Player Account throughout the time it is a Dormant Account. A Dormant Account (that has not been Deactivated) will stop to be a Dormant Account upon the completion of a Player-Initiated Transaction. If a Participant Account stays a Dormant Account for 30 consecutive days, OLG will Deactivate such Participant Account no earlier than the thirty first day after the date the Participant Account became a Dormant Account.

Upon a Participant Account becoming a Dormant Account, OLG will use affordable efforts to notify the Player by way of the e-mail tackle associated with such Participant Account of the following: (i) the Player’s Participant Account has turn out to be a Dormant Account; (ii) the steadiness of Unutilized Funds related to the Player Account; (iii) the consequences of the Player not taking the steps contemplated in this Section 10.2 to remove the Dormant Account status from their Participant Account.

Notwithstanding Section 12.2, upon the Deactivation of a Dormant Account, OLG will automatically retain the Unutilized Funds subsisting at such time until: (i) OLG approves a request from the Intending Player to reactivate their Deactivated Dormant Account in accordance with Section 10.3; or (ii) OLG receives correct instructions relating to the disposition of such funds from the Player or their legal representative.

10.Three REACTIVATION OF A DEACTIVATED DORMANT ACCOUNT

OLG will retain data regarding a Deactivated Dormant Account in the iGaming System in accordance with its file retention insurance policies. If a Dormant Account is Deactivated pursuant to Section 10.2, the Intending Participant associated with such Dormant Account may thereafter contact Player Support to request the reactivation of such Dormant Account. If such a Deactivated Dormant Account is reactivated, it could have the same account particulars as these which existed as of the date the Dormant Account was Deactivated. Within the occasion that any of the relevant info has changed (for example, the Participant Contact Data), the Intending Player can be solely accountable for updating such information and complying with the terms and situations of this Settlement which are then in effect.

Eleven PLAYER’S CLOSURE OF ACCOUNTS

11.1 CLOSURE OF A Participant ACCOUNT BY THE Participant

A Player might shut their Participant Account at any time by contacting Participant Support ("Closed Account"). If a Player is no longer eligible to have a Player Account (for instance, if the Player will be relocating to a jurisdiction outside of the Province of Ontario, or if the Participant turns into an Excluded Individual), the Player is required to close their Player Account.

Upon Closure of a Participant Account, the Participant Account will now not be accessible by the Participant till such time as the Participant has contacted Participant Support to request a re-opening of the Player Account and OLG has accredited of such re-opening. All Future Game Transactions related to the Closed Player Account that haven't been accomplished by the time of Closure will probably be cancelled.

However the Closure of the account, OLG will retain a Player’s info in accordance with its report retention insurance policies. For more information on how OLG retains a Player’s personal data, see the OLG Web Gaming Privateness and Cookie Policy

Topic to the minimum withdrawal necessities in Part 7.2 and documentation requirements in Part 4.3, if a Participant Closes their Player Account and Unutilized Funds remain within the Player Account at that time, OLG will return the Unutilized Funds to the Participant's bank account that is associated with the Participant Account, the details of that are stored by OLG on the iGaming System. In the event that no bank account is related to the Player Account, or if OLG is not in a position to efficiently deposit the Unutilized Funds in such bank account (for example, because the checking account has been closed or because OLG requires extra data in order to verify that the bank account belongs to the Participant), OLG will use affordable efforts to contact the Player using the Player Contact Info to advise as to the standing of the Player Account and the stability of Unutilized Funds.

12 DEACTIVATION OR SUSPENSION OF A Participant ACCOUNT IN OLG'S DISCRETION

12.1 SUSPENSION OF A Participant ACCOUNT

OLG shall have the correct to suspend a Player Account at any time in its sole discretion (a "Suspended Account"). Without limiting the foregoing, and by the use of instance only, OLG could Suspend a Player’s access to their Participant Account if it suspects that the Player has improperly initiated a Chargeback or has committed any breach of this Player Settlement, relevant law, Lottery Recreation Guidelines, and/or the Pay-to-Play Game Guidelines.

Whereas a Participant Account is Suspended:

1. a Participant can be unable to login or access their Participant Account;

2. a Participant can be unable to withdraw any Unutilized Funds unless OLG, in its sole discretion, determines in any other case;

3. all Future Recreation Transactions related to the Suspended Participant Account will likely be suspended and/or cancelled (i.e. no buy or different financial transaction in respect thereof that has not been completed at the time the Participant Account is Suspended might be accomplished); and

4. a Participant may be required to cooperate with any investigations carried out by OLG into the Player’s conduct prior to the Suspension being lifted (together with provisions of further documentation or information as requested by OLG). Failure to cooperate with this subsection 12.1(d) shall be deemed a fabric Breach of this Agreement.


If, throughout the Suspension, OLG determines that the Player has committed a fabric Breach of this Agreement, it could Deactivate the Player Account in accordance with Part 12.2.

12.2 DEACTIVATION OF Participant ACCOUNTS

OLG shall have the fitting to deactivate a Participant Account at any time in its sole discretion (a "Deactivated Account").

If OLG Deactivates a Participant Account, OLG will deposit an quantity equal to the Unutilized Funds as at such date into the checking account that is associated with the Participant Account (topic to the minimum withdrawal requirements detailed in Section 7.2 and extra documentation necessities in Section 4.3), the details of that are saved by OLG on the iGaming System. In the event that no checking account is associated with the Player Account, or if OLG shouldn't be in a position to efficiently deposit the Unutilized Funds in such checking account (for instance, as a result of the checking account has been closed or as a result of OLG requires additional info with the intention to affirm that the bank account belongs to the Player), OLG will use its cheap efforts to contact the Player utilizing the Participant Contact Data. If OLG is unable to contact the Participant, then OLG will retain the Unutilized Funds till OLG receives correct directions relating to the disposition of such funds from the Player or their legal representative.

However the foregoing, if OLG Deactivates a Participant Account as a result of the prevalence of a fabric Breach by the Player underneath this Agreement, OLG (in its sole discretion) shall be entitled to deal with any or the entire Unutilized Funds as forfeited by the Player, in which case the Participant will not be entitled to have the Unutilized Funds returned.

Thirteen Effect OF DEACTIVATION OR CLOSURE OF A Player ACCOUNT

With out limiting the foregoing, when a Participant Account is a Closed Account or a Deactivated Account:

1. Any scheduled wagers, bets or purchases (together with for Future Game Transactions) that haven't been accomplished prior to the Closure or Deactivation might be cancelled;

2. the Participant won't be entitled to receive any offers for new Bonus Funds, and any current Bonus Funds related to the Player Account might be cancelled and the Player is not going to be entitled to receive any compensation in respect of the cancelled Bonus Funds; and

3. this Settlement will terminate, except for these provisions which by their nature are intended to outlive the termination of this Agreement.

14 ACCESSING AND Utilizing OLG.CA

14.1 Supply AND Maintenance OF Participant Tools AND Services

Prospective Players, Intending Gamers, and Gamers are solely liable for supplying and maintaining all tools, know-how and services that they require to entry and use OLG.ca. The performance or operation of OLG.ca or any webpage or Cell Purposes that OLG might make out there to Gamers infrequently may be affected by a Player's laptop equipment, mobile system, Web connection or different components which are outdoors of OLG's management. In some cases, a Prospective Participant, Intending Participant, or a Player may not be capable to entry or use some or the entire elements or functionality of OLG.ca because of deficiencies in their very own gear or expertise or the service suppliers retained by them. For instance, a slow Web connection could adversely impression the performance or operation of OLG.ca, or an outdated net browser or the settings on a Player's computer could cause some or all of the content of OLG.ca to show incorrectly or to fail to display.

OLG makes no illustration or guarantee of any variety relating to the compatibility, performance, performance or operation of OLG.ca or any element thereof on any Intending Player, Prospective Participant or Player's computer or different gadgets used to access OLG.ca.

Players may require or resolve to use extra third-get together providers to entry OLG.ca (e.g., web service supplier settlement; mobile provider settlement; e-mail account; textual content messaging service (SMS)) or to access their Participant Account, together with by use of Multi-Issue Authentication or Machine Biometric Authentication. The Participant is solely accountable for any agreements and prices related to those third-celebration companies. A Player ought to familiarize themselves with the terms and conditions that govern any such providers previous to using them to access OLG.ca or their Player Account.

14.2 THIRD-Party Content material; JOINT Video games

To be able to entry or use certain elements of OLG.ca, it may be essential for a Potential Participant or a Player to download software program (for instance, sure on line casino video games might require a flash participant or an up-to-date internet browser; and using Multi-Factor Authentication requires the Participant to download a 3rd-occasion utility that can generate a Time-based mostly One-time Password.)

Sure third-social gathering product providers might require the prospective Participant or the Participant to just accept and agree to fu